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  2. One-time password - Wikipedia

    en.wikipedia.org/wiki/One-time_password

    A one-time password ( OTP ), also known as a one-time PIN, one-time authorization code ( OTAC) or dynamic password, is a password that is valid for only one login session or transaction, on a computer system or other digital device. OTPs avoid several shortcomings that are associated with traditional (static) password-based authentication; a ...

  3. Tokenization (data security) - Wikipedia

    en.wikipedia.org/wiki/Tokenization_(data_security)

    Tokenization, when applied to data security, is the process of substituting a sensitive data element with a non-sensitive equivalent, referred to as a token, that has no intrinsic or exploitable meaning or value. The token is a reference (i.e. identifier) that maps back to the sensitive data through a tokenization system.

  4. Address verification service - Wikipedia

    en.wikipedia.org/wiki/Address_verification_service

    Address verification service. An address verification service ( AVS) is a service provided by major credit card processors to enable merchants to authenticate ownership of a credit or debit card used by a customer. [1] AVS is done as part of the merchant's request for authorization in a non-face-to-face credit card transaction.

  5. How to create a one-time use credit card number

    www.aol.com/news/2009-07-20-how-to-create-a-one...

    According to The Finance Buff Web site, you can get a one time use credit card number from Citibank, Bank of America or Discover. Show comments. After reading our recent post about how cashing a ...

  6. Multi-factor authentication - Wikipedia

    en.wikipedia.org/wiki/Multi-factor_authentication

    Multi-factor authentication ( MFA; two-factor authentication, or 2FA, along with similar terms) is an electronic authentication method in which a user is granted access to a website or application only after successfully presenting two or more pieces of evidence (or factors) to an authentication mechanism.

  7. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold. Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement ), after the ...

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