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2. How to budget in retirement: 7 steps to maintaining ... - AOL

   www.aol.com/finance/how-to-budget-in-retirement...

   Because your discretionary spending can go up or down depending on the month, make sure your budget reflects those swings so they don’t surprise you or your budget. 4. Leave some wiggle room ...

3. Retiring on a Tight Budget? Here Are Some Easy Ways to ... - AOL

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   You have $75,000 left on your mortgage with a 3.25% interest rate and pay $732 monthly. You could refinance to a 30-year mortgage with a 7.5% interest rate and pay $524 monthly, over $200 in ...

4. How To Draw Up a Retirement Budget in 6 Key Steps - AOL

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   You can begin taking money out penalty-free for most retirement accounts starting at age 59 ½. In the case of Social Security, you can start receiving benefits at age 62, but it may be ...

5. 9 Free, Easy-To-Use Budget Templates and Spreadsheets - AOL

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   Budgeting is more popular than ever. A 2022 Debt.com survey found that 86% of people track their monthly income and expenses, up from 80% in 2021 and 2020 and roughly 70% pre-pandemic. And in a ...

6. Dave Ramsey’s 5-Step Retirement Budget - AOL

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   Gifts. Clothing. Pet care (if applicable) Now let’s look at common seasonal expenses, as noted by Ramsey: Property taxes. Insurance premiums. Auto registration. Holidays and events that call for ...

7. How to budget with the 50/30/20 rule: A simple ... - AOL

   www.aol.com/finance/50-30-20-budgeting-rule...

   Say you earn an income of $2,000 a month. Following the 50/30/20 rule would mean allocating $1,000 to needs, $600 to wants and $400 to savings or high-interest debt. But if your monthly rent and ...