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  2. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

  3. 5 best debt consolidation options

    www.aol.com/finance/5-best-debt-consolidation...

    Debt consolidation options. There are several ways to consolidate debt, including the following. 1. Balance transfer credit card. The best balance transfer cards often come with zero interest or a ...

  4. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    Bankruptcy. Bankruptcy is a legal process that provides relief from overwhelming debt by liquidating assets or creating a repayment plan. Chapter 7 bankruptcy is ideal for unsecured loans (such as ...

  5. How To Consolidate Credit Card Debt - AOL.com

    www.aol.com/finance/consolidate-credit-card-debt...

    Credit card consolidation loans and personal loans can be unsecured — you don’t have to put up any assets as collateral for an unsecured personal loan — whereas others are secured by assets ...

  6. Debt consolidation - Wikipedia

    en.wikipedia.org/wiki/Debt_consolidation

    Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. [1] This commonly refers to a personal finance process of individuals addressing high consumer debt, but occasionally it can also refer to a country's fiscal approach to consolidate corporate debt or government debt. [2]

  7. Choosing a debt consolidation lender: How to find the best

    www.aol.com/finance/choosing-debt-consolidation...

    A debt consolidation loan can provide a lower interest rate than most credit cards. According to Bankrate data , the average personal loan currently has an interest rate of around 12 percent.

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