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Those age 65 and older tend to have far more in savings than younger generations. However, the average 401 (k) balance is still just $272,588, according to Vanguard's 2024 How America Saves report ...
Retirement investments offer tax breaks, and your employer may provide matching 401(k) contributions. So, don't get overly confident if your retirement calculator shows a big balance.
Unlike traditional pension plans, in which the employer promises a specified monthly benefit at retirement, 401 (k) plans are funded by contributions deducted directly from the employee’s ...
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