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  2. Strategies for Americans who feel behind on retirement ... - AOL

    www.aol.com/finance/strategies-americans-feel...

    Some have even taken to raiding their retirement accounts to cover unexpected emergencies in the past year. The share of Vanguard 401(k) holders who raided their accounts in 2023 was the largest ever.

  3. How to Calculate Your Retirement Cost of Living - AOL

    www.aol.com/calculate-retirement-cost-living...

    Here are eight common steps to calculate your ratio: Determine your current income: Identify your current annual pre-tax income. This includes salaries, wages, bonuses and any other sources of ...

  4. Highest savings rates today: Supercharge your savings with ...

    www.aol.com/finance/highest-savings-rates-today...

    Today’s highest savings rates are at FDIC-insured digital banks and accounts offering yields of up to 5.55% APY with a minimum $500 opening deposit at My Banking Direct and Western Alliance and ...

  5. Best retirement plans for the self-employed - AOL

    www.aol.com/finance/best-retirement-plans-self...

    SIMPLE IRA. The SIMPLE IRA is an easy way for small employers, including the self-employed, to offer employees a retirement plan. The SIMPLE IRA can be easier for an employer to set up than many ...

  6. How to make your retirement savings last a lifetime - AOL

    www.aol.com/finance/most-americans-want-live...

    A key factor in making your retirement savings last a lifetime is to save more. To find extra savings each month, create a budget and look for areas where you can cut back — or look for ways to ...

  7. Retirement plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Retirement_plans_in_the...

    Retirement plans in the United States. Average balances of retirement accounts, for households having such accounts, exceed median net worth across all age groups. For those 65 and over, 11.6% of retirement accounts have balances of at least $1 million, more than twice that of the $407,581 average (shown). Those 65 and over have a median net ...

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