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Fixed annuity. A fixed annuity is the most straightforward kind of annuity. It offers a contractually guaranteed rate of return on your investment and will pay out over a specified period of time ...
Benefits, risks and how they work. At its core, a variable annuity is designed to provide a steady stream of income during retirement. But these financial products are more complex, costlier and ...
An indexed annuity tracks an index like the S&P 500 and offers a capped return based on the total returns of the index. Indexed annuities generally offer a minimum level of return as well.
Putnam Investments is an investment management firm founded in 1937 by George Putnam, who established one of the first balanced mutual funds, The George Putnam Fund of Boston. Headquartered in Boston, Massachusetts, it has offices in London, Tokyo, Frankfurt, Sydney, and Singapore. Putnam is currently a subsidiary of Franklin Templeton Investments.
Annuities in the United States. In the United States, an annuity is a financial product which offers tax-deferred growth and which usually offers benefits such as an income for life. Typically these are offered as structured ( insurance) products that each state approves and regulates in which case they are designed using a mortality table and ...
An annuity is a contract between up to four parties: Owner: The owner is the person who buys the annuity. Annuitant: The annuitant is the one who gets the benefit payments and is often the same as ...
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