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Financial management is the business function concerned with profitability, expenses, cash and credit. [1] These are often grouped together under the rubric of maximizing the value of the firm for stockholders. The discipline is then tasked with the "efficient acquisition and deployment" of both short- and long-term financial resources, to ...
A budget is a calculation plan, usually but not always financial, for a defined period, often one year or a month. A budget may include anticipated sales volumes and revenues, resource quantities including time, costs and expenses, environmental impacts such as greenhouse gas emissions, other impacts, assets, liabilities and cash flows.
e. Personal finance is the financial management that an individual or a family unit performs to budget, save, and spend monetary resources in a controlled manner, taking into account various financial risks and future life events.
Resource management is an important aspect of public budgeting, as it involves the allocation, utilization, and monitoring of financial, human, and other resources. Some key considerations in resource management of public budgeting include: prioritisation, efficiency, accountability, transparency, flexibility.
2. Zero-based budget: Best for tracking every dollar. Zero-based budgeting is a budgeting technique that allocates every dollar of your monthly income to a predetermined expense category ...
Personal budgets are usually created to help an individual or a household of people to control their spending and achieve their financial goals. [3] Having a budget can help people feel more in control of their finances and make it easier for them to not overspend and to save money. [4] [5] People who budget their money are less likely to amass ...
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