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  2. What is a debt consolidation loan — and how can it help you ...

    www.aol.com/finance/what-is-a-debt-consolidation...

    If you accumulated debt when rates were at their highest, it could be a good time to consider a debt consolidation loan. But they're not for everybody. Learn more about how they work in our guide.

  3. Making Work Pay tax credit - Wikipedia

    en.wikipedia.org/wiki/Making_Work_Pay_tax_credit

    The Making Work Pay tax credit was a personal credit provided in tax years 2009 and 2010 to U.S. federal income taxpayers. [1] It was authorized in the American Recovery and Reinvestment Act of 2009. The credit was given at a rate of 6.2 percent of earned income up to a maximum of $400 for individuals or $800 for married taxpayers.

  4. Goodwill letters: How to get late payments removed from your ...

    www.aol.com/finance/goodwill-letters-payments...

    A goodwill letter is a formal letter to a creditor or lender, such as a bank or credit card company, to request forgiveness for a late payment or other negative item on your credit report. In the ...

  5. These 6 Proposals From Kamala Harris Could Help Middle-Class ...

    www.aol.com/6-proposals-kamala-harris-could...

    To address this issue, Harris has presented a four-year plan that provides up to $25,000 in down-payment support and a $10,000 tax credit for first-time homebuyers.

  6. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    Debt settlement is the process of negotiating with creditors to reduce overall debts in exchange for a lump sum payment. A successful settlement occurs when the creditor agrees to forgive a percentage of the total account balance. Normally, only unsecured debts, not secured by real assets like homes or autos, can be settled.

  7. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    A credit score is primarily based on a credit report, information typically sourced from credit bureaus. [2] Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a ...

  8. Don't Forget About the Making Work Pay Credit - AOL

    www.aol.com/news/2011-01-19-dont-forget-about...

    Unlike the new payroll tax holiday, the number of taxpayers eligible for the Making Work Pay Credit is limited. The credit was intended to provide tax relief for working and middle class families ...

  9. RuPay - Wikipedia

    en.wikipedia.org/wiki/RuPay

    RuPay (portmanteau of Rupee and Payment) is an Indian multinational financial services and payment service system, conceived and owned by the National Payments Corporation of India (NPCI). It was launched in 2012, to fulfil the Reserve Bank of India 's (RBI) vision of establishing a domestic, open and multilateral system of payments.

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