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  2. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com. AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion. The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive ...

  3. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to ...

  4. How to open a credit file for a new business - AOL

    www.aol.com/finance/open-credit-file-business...

    Commercial credit reports are developed by Dun & Bradstreet, Experian Business and Equifax Business, and they house the information only from your company’s credit products and business affairs ...

  5. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit history is a record of a borrower's responsible repayment of debts. [1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report ...

  6. Experian Credit Center by AOL | AOL Products

    www.aol.com/products/utilities/experian-credit...

    Experian CreditCenter™ helps you take control of your credit health with 3-bureau credit reports and premium resources for making better financial decisions—just $9.99/mo.

  7. What is high credit on a credit report? - AOL

    www.aol.com/finance/high-credit-credit-report...

    Key takeaways. Your credit score is determined based on your current usage of credit, including factors like your payment history and your credit utilization ratio.

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