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  2. Providian - Wikipedia

    en.wikipedia.org/wiki/Providian

    Providian was a company that sold credit in the "subprime" market. Providian provided credit cards primarily to the lowest income groups in the U.S. at high interest rates. The annual percentage rates (APR) charged by Providian were as high as 29.9 percent. In a March 1999 memorandum published by the San Francisco Chronicle, the founder of the ...

  3. Guide to getting your first credit card while in college

    www.aol.com/finance/guide-getting-first-credit...

    Rossman advises aiming for a minimum credit score of 670 before applying for your first credit card, if it’s possible for you to wait. Keep in mind: Most traditional young adult students won’t ...

  4. HSBC - Wikipedia

    en.wikipedia.org/wiki/HSBC

    Acquisitions in 2005 included Metris Inc, a US credit card issuer for $1.6 billion in August and 70.1% of Dar es Salaam Investment Bank of Iraq in October. In April 2006, HSBC bought the 90 branches in Argentina of Banca Nazionale del Lavoro for $155 million. In December 2007 HSBC acquired the Chinese Bank in Taiwan.

  5. I’m a credit cards editor. Here’s why I’m (mostly ... - AOL

    www.aol.com/finance/m-credit-cards-editor-why...

    A 3 percent cash back rate is easily the best flat rate I’ve seen on a (technically) no-annual-fee card, with even the best flat-rate cash back cards mostly topping off at 2 percent back. It ...

  6. How to use the OpenSky Secured Visa Credit Card - AOL

    www.aol.com/finance/opensky-secured-visa-credit...

    As a secured credit card, the OpenSky Secured Visa requires a refundable cash deposit of between $200 and $3,000 to establish a line of credit that will be equal to your deposit amount. The card ...

  7. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    Signature strip. Card security code. A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card thus accrues debt that has to be repaid later. [1] Credit cards are one of the most widely used forms of payment across the world.

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