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2. 6 best ways to FDIC-insure your excess bank deposits - AOL

   www.aol.com/finance/ways-to-insure-excess-bank...

   1. Split your money among different banks. The simplest way to make sure your deposits of more than $250,000 are covered is to move any excess money into a new account at a different FDIC-insured ...

3. 7 best ways to insure excess deposits - AOL

   www.aol.com/finance/7-best-ways-insure-excess...

   The FDIC’s Electronic Deposit Insurance Estimator can help you figure out how much of your bank deposits are insured. The FDIC also has a phone number you can call: 877-ASK-FDIC (877-275-3342). 2.

4. FDIC insurance: What it is and how it works - AOL

   www.aol.com/finance/fdic-insurance-works...

   The FDIC is the agency that insures deposits at member banks in case of a bank failure. FDIC insurance is backed by the full faith and credit of the U.S. government. The FDIC insures up to ...

5. Federal Deposit Insurance Corporation - Wikipedia

   en.wikipedia.org/wiki/Federal_Deposit_Insurance...

   The Federal Deposit Insurance Corporation (FDIC) is a United States government corporation supplying deposit insurance to depositors in American commercial banks and savings banks. [7]: 15 The FDIC was created by the Banking Act of 1933, enacted during the Great Depression to restore trust in the American banking system.

6. Deposit insurance - Wikipedia

   en.wikipedia.org/wiki/Deposit_insurance

   The most significant change on deposit insurance program is the discarding of blanket guarantee, which deemed could initiate moral hazard, and becoming the limited guarantee. [74] Currently, the maximum amount of deposit insured is IDR 2,000,000,000 per depositor per bank.

7. Certificate of Deposit Account Registry Service - Wikipedia

   en.wikipedia.org/wiki/Certificate_of_Deposit...

   The service can place multiple millions in deposits per customer and make all of it qualify for FDIC insurance coverage. [3] [4] A customer can achieve a similar result, as far as FDIC insurance is concerned, by going to a traditional deposit broker or opening accounts directly at multiple banks (although depending on the amount this could require a lot more paperwork).

8. The FDIC change that leaves wealthy bank depositors ... - AOL

   www.aol.com/finance/fdic-change-leaves-wealthy...

   Similarly, if you put that $50,000 in a joint account — which is a different ownership category — the amount would be fully insured even if it stayed at the same bank. Trust accounts provided ...

9. Insured Cash Sweep - Wikipedia

   en.wikipedia.org/wiki/Insured_Cash_Sweep

   The Insured Cash Sweep or ICS service is used by banks and savings associations that are insured by the Federal Deposit Insurance Corporation (FDIC). In 2021, the service was reconfigured with several others offered by IntraFi Network into IntraFi Network Deposits and IntraFi Funding. Financial institutions that offer the service can place the ...