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The Chip Authentication Program (CAP) is a MasterCard initiative and technical specification for using EMV banking smartcards for authenticating users and transactions in online and telephone banking. It was also adopted by Visa as Dynamic Passcode Authentication (DPA). [1] The CAP specification defines a handheld device ( CAP reader) with a ...
Professional Tax. Profession tax is the tax levied and collected by the state governments in India. It is a direct tax. A person earning an income from salary or anyone practicing a profession such as chartered accountant, company secretary,cost accoutant, lawyer, doctor etc. are required to pay this professional tax.
Recurring deposit. A recurring deposit is a special kind of term deposit in India that is offered by Indian banks and India Post which helps people with regular incomes to deposit a fixed amount every month into their recurring deposit account and earn interest at the rate applicable to fixed deposits. [1] [2]
The Finance Act, 2020 also imposes a TDS on dividend distribution by companies and mutual funds on or after 1 April 2020. The normal rate of TDS is 10% on dividend income paid in excess of Rs 5,000 from a company or mutual fund. However, as a COVID-19 relief measure, the government reduced the TDS rate to 7.5% for distribution from 14 May 2020 ...
Lime softening. Lime softening (also known as lime buttering, lime-soda treatment, or Clark 's process) [1] is a type of water treatment used for water softening, which uses the addition of limewater ( calcium hydroxide) to remove hardness (deposits of calcium and magnesium salts) by precipitation. The process is also effective at removing a ...
An electrical conductivity meter. An electrical conductivity meter ( EC meter) measures the electrical conductivity in a solution. It has multiple applications in research and engineering, with common usage in hydroponics, aquaculture, aquaponics, and freshwater systems to monitor the amount of nutrients, salts or impurities in the water.
Wastewater quality indicators are laboratory test methodologies to assess suitability of wastewater for disposal, treatment or reuse. The main parameters in sewage that are measured to assess the sewage strength or quality as well as treatment options include: solids, indicators of organic matter, nitrogen, phosphorus, indicators of fecal ...
Fixed deposit. A fixed deposit ( FD) is a tenured deposit account provided by banks or non-bank financial institutions which provides investors a higher rate of interest than a regular savings account, until the given maturity date. It may or may not require the creation of a separate account. The term fixed deposit is most commonly used in ...