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  2. Certificate of Deposit Account Registry Service - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_Deposit...

    The Certificate of Deposit Account Registry Service (CDARS), was a US for-profit service that broke up large deposits (from individuals, companies, nonprofits, public funds, etc.) and placed them across a network of more than 3000 banks and savings associations around the United States. This allowed depositors to deal with a single bank that ...

  3. Deposit insurance - Wikipedia

    en.wikipedia.org/wiki/Deposit_insurance

    Deposit insurance or deposit protection is a measure implemented in many countries to protect bank depositors, in full or in part, from losses caused by a bank's inability to pay its debts when due. Deposit insurance systems are one component of a financial system safety net that promotes financial stability.

  4. Deposit account - Wikipedia

    en.wikipedia.org/wiki/Deposit_account

    A deposit account is a bank account maintained by a financial institution in which a customer can deposit and withdraw money. Deposit accounts can be savings accounts, current accounts or any of several other types of accounts explained below. Transactions on deposit accounts are recorded in a bank's books, and the resulting balance is recorded ...

  5. How to make sure your bank is FDIC-insured — and what to ...

    www.aol.com/finance/how-to-confirm-bank-fdic...

    With joint accounts, the FDIC insurance covers up to $250,000 per co-owner — or $500,000. However, this limit applies to all joint accounts that you share at a bank. So if you shared a $300,000 ...

  6. 9 Ways To Make More Money When You Direct Deposit Your ... - AOL

    www.aol.com/9-ways-more-money-direct-172247652.html

    Reduce Spending by Splitting Your Direct Deposit. Most payroll services allow you to split your paycheck to direct deposit into multiple accounts. If you aim for a savings rate of 15%, you can ...

  7. Investment certificate - Wikipedia

    en.wikipedia.org/wiki/Investment_certificate

    A certificate is an investment product, unlike a certificate of deposit (CD) offered by a banking institution. Being an investment product, it is not insured by the federal government or the Federal Deposit Insurance Corporation. [1] [permanent dead link] Surrenders from a certificate, unlike a CD, must be reported to the Internal Revenue ...

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