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  2. Instant payment - Wikipedia

    en.wikipedia.org/wiki/Instant_payment

    Instant payment. Instant payment (sometimes referred to as real-time payment or faster payment) is a method of electronic funds transfer, allowing for almost immediate transfer of money between bank accounts. This was in contrast to the previous transfer times of one to three business days that had been in place until the mid-2010s.

  3. Online banking - Wikipedia

    en.wikipedia.org/wiki/Online_banking

    v. t. e. Online banking, also known as internet banking, virtual banking, web banking or home banking, is a system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website or mobile app. Since the early 2000s this has become the most common way that ...

  4. Digital banking - Wikipedia

    en.wikipedia.org/wiki/Digital_banking

    Digital banking. Digital banking is part of the broader context for the move to online banking, where banking services are delivered over the internet. The shift from traditional to digital banking has been gradual, remains ongoing, and is constituted by differing degrees of banking service digitization. Digital banking involves high levels of ...

  5. Small business financing: Your options - AOL

    www.aol.com/finance/small-business-financing...

    Take a look below to find all the options you have to get small business financing, including banks and alternative sources like crowdfunding. 1. Bank loans. Who it’s best for: Businesses with ...

  6. History of banking in the United States - Wikipedia

    en.wikipedia.org/wiki/History_of_banking_in_the...

    These banks could issue bank notes against specie (gold and silver coins) and the states regulated the reserve requirements, interest rates for loans and deposits, the necessary capital ratio etc. Free banking spread rapidly to other states, and from 1840 to 1863 all banking business was done by state-chartered institutions.

  7. Pros and cons of a business bank loan - AOL

    www.aol.com/finance/pros-cons-business-bank-loan...

    Compare pros and cons. Here’s a quick look at some of the pros and cons of bank business loans: Pros. Cons. Longer terms. Documentation requirements. Attractive interest rates. Not ideal for ...

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