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  2. Santander Bank - Wikipedia

    en.wikipedia.org/wiki/Santander_Bank

    Santander Bank, N.A., was founded on October 8, 1902 as Sovereign Bank, a savings and loan in Wyomissing, Pennsylvania. The company's earliest customers were largely textile workers. Sovereign expanded rapidly during the savings and loan crisis of the 1980s and 1990s, acquiring numerous other banks.

  3. Enterprise Finance Guarantee - Wikipedia

    en.wikipedia.org/wiki/Enterprise_Finance_Guarantee

    Enterprise Finance Guarantee. The Enterprise Finance Guarantee (EFG) is a UK government -guaranteed lending scheme intended to help smaller viable businesses who may be struggling to secure finance, by facilitating bank loans of between £1,000 and £1 million. It is intended to enable banks to lend to viable small businesses who are unable to ...

  4. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    Here are the minimum credit scores needed based on loan type: Conventional loans: 620. FHA loans: 580 with 3.5% down payment, 500 with 10% down payment. VA loans: No minimum requirement, but ...

  5. Peer-to-peer lending - Wikipedia

    en.wikipedia.org/wiki/Peer-to-peer_lending

    Peer-to-peer lending, also abbreviated as P2P lending, is the practice of lending money to individuals or businesses through online services that match lenders with borrowers. Peer-to-peer lending companies often offer their services online, and attempt to operate with lower overhead and provide their services more cheaply than traditional ...

  6. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    No-credit-check loans cater to those with low credit scores or a thin credit history. Interest rates and fees are typically far above the average personal loan. These loans should be approached ...

  7. Mortgage loan originators: What are they and what do ... - AOL

    www.aol.com/finance/mortgage-loan-originators...

    Mortgage loan originators help borrowers through the mortgage application process, from initial inquiry to closing. Their work can involve collecting your credit and financial information ...

  8. FHA insured loan - Wikipedia

    en.wikipedia.org/wiki/FHA_insured_loan

    An FHA insured loan is a US Federal Housing Administration mortgage insurance backed mortgage loan that is provided by an FHA-approved lender. FHA mortgage insurance protects lenders against losses. [1] They have historically allowed lower-income Americans to borrow money to purchase a home that they would not otherwise be able to afford.

  9. What Determines Your Eligibility for a Mortgage Loan? - AOL

    www.aol.com/determines-eligibility-mortgage-loan...

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