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2. Should you use retirement savings to pay off debt? - AOL

   www.aol.com/finance/retirement-savings-pay-off...

   Paying off high-interest debt: If your debt carries a high interest rate, using your retirement savings to pay it off could save you money on interest charges. Improve your credit score ...

3. Alternatives to personal loans: 7 options & when to avoid them

   www.aol.com/finance/alternatives-personal-loans...

   People with money saved in an employer-sponsored retirement plan may be eligible to borrow money against it with a 401(k) loan. No credit check is required and interest rates are usually much ...

4. The best ways to borrow money - AOL

   www.aol.com/finance/best-ways-borrow-money...

   High credit score typically required. ... Some payment plans have interest rates as high as 15 percent. 401(k) loan. A 401(k) loan allows you to borrow from your retirement savings account.

5. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   Types of retirement plans. Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

6. Does Your Credit Score Matter Anymore When You Are ... - AOL

   www.aol.com/does-credit-score-matter-anymore...

   By now, most of us know that a “good” credit score, which FICO defines as above 670 to 739, is your ticket to lower interest rates on loans, better credit card offers and a host of other benefits.

7. Registered retirement savings plan - Wikipedia

   en.wikipedia.org/wiki/Registered_retirement...

   A registered retirement savings plan ( RRSP) ( French: régime enregistré d'épargne-retraite, REER ), or retirement savings plan ( RSP ), is a type of financial account in Canada for holding savings and investment assets. RRSPs have various tax advantages compared to investing outside of tax-preferred accounts.

8. Personal finance - Wikipedia

   en.wikipedia.org/wiki/Personal_finance

   The other is an ARM mortgage (Adjustable-Rate Mortgage). This rate can be adjusted and agreed upon to be changed in the given plan depending on mortgage rate fluctuations. Mortgage plans depend on a person's situation, and it is essential for potential borrowers to assess their credit score and financial status when contemplating plans.

9. How To Draw Up a Retirement Budget in 6 Key Steps - AOL

   www.aol.com/finance/draw-retirement-budget-6-key...

   Here are six key steps to build an effective retirement plan. 1. Review and Evaluate Your Expenses. The first step to creating a realistic retirement budget is to review your current spending ...