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  2. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    A variable-rate CD — also called a flex CD — is a type of certificate of deposit with an interest rate that can fluctuate periodically over the term of the CD based on market conditions. The ...

  3. Best CD rates today: Rates are ticking down, yet you can ...

    www.aol.com/finance/best-cd-rates-today-rates...

    CD rates strongly track with the key interest rate set by the Federal Reserve, the U.S.'s central bank. This Fed rate is the benchmark that affects rates on deposit accounts, loans, mortgages ...

  4. I’m a banking reporter who covers CD rates daily. Here are 5 ...

    www.aol.com/finance/m-banking-reporter-covers-cd...

    The current high interest rate landscape has created the most favorable environment for savers in more than a decade. ... Bankrate’s CD calculator can come in handy in determining how much ...

  5. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. The bank expects the CDs to be held until maturity, at ...

  6. Best CD rates today: Protect your savings with high ... - AOL

    www.aol.com/finance/best-cd-rates-today-protect...

    The best rates of return are offered by FDIC-insured digital banks and online accounts with yields of up to 5.40% APY on a 12-month term with minimum requirements at BMO Alto and Forbright Bank ...

  7. Best CD rates today: Earn yields of up to 5.4% - AOL

    www.aol.com/finance/best-cd-rates-today-earn...

    The best CD rates for March 13, 2024. Digital banks and online accounts continue to offer the highest CD rates and terms with yields that far exceed the FDIC’s national average CD annual ...

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