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2. I'm a Senior. How Can I Increase My Retirement Income? - AOL

   www.aol.com/seniors-using-plan-retirement-income...

   The fund will pay 6% income from the target-date balance high mark, and if a participant’s account balance runs out before the end of his or her life, the product includes a guaranteed 4.5% ...

3. Mortgages for seniors: Getting a home loan in retirement - AOL

   www.aol.com/finance/mortgages-seniors-getting...

   Calculate your DTI ratio using this formula: DTI = Monthly debt payments (including mortgage or rent) / monthly gross income x 100. Some lenders allow a DTI ratio as high as 50 percent, but most ...

4. How to create a retirement budget - AOL

   www.aol.com/finance/create-retirement-budget...

   Start by listing all possible sources of retirement income, including tax-advantaged retirement accounts (such as a 401(k) or Roth IRA), Social Security benefits, pensions, part-time earnings ...

5. 401(k) - Wikipedia

   en.wikipedia.org/wiki/401(k)

   401 (k) In the United States, a 401 (k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401 (k) of the U.S. Internal Revenue Code. [1] Periodic employee contributions come directly out of their paychecks, and may be matched by the employer.

6. Medicare (United States) - Wikipedia

   en.wikipedia.org/wiki/Medicare_(United_States)

   Medicare is a federal health insurance program in the United States for people age 65 or older and younger people with disabilities, including those with end stage renal disease and amyotrophic lateral sclerosis (ALS or Lou Gehrig's disease). It was begun in 1965 under the Social Security Administration and is now administered by the Centers ...

7. Roth IRA - Wikipedia

   en.wikipedia.org/wiki/Roth_IRA

   A Roth IRA is an individual retirement account (IRA) under United States law that is generally not taxed upon distribution, provided certain conditions are met. The principal difference between Roth IRAs and most other tax-advantaged retirement plans is that rather than granting a tax reduction for contributions to the retirement plan, qualified withdrawals from the Roth IRA plan are tax-free ...