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In many ways, Gen X — those born between 1965 and 1980 — has led our nation’s experiment in the shift away from a pension system to a 401 (k) system, requiring individuals to save and ...
Roth IRA. A Roth IRA can be used for similar reasons why someone would choose a traditional IRA over a 401 (k). And some people prefer a Roth IRA due to the potential tax savings in retirement, as ...
A New York Times (NYT) article recently sparked a discussion on Reddit about whether the shift from traditional pensions to 401(k) plans was a mistake. The debate captured a range of opinions ...
Consumer Reports. Consumer Reports ( CR ), formerly Consumers Union ( CU ), is an American nonprofit consumer organization dedicated to independent product testing, investigative journalism, consumer-oriented research, public education, and consumer advocacy. [2] Founded in 1936, CR was created to serve as a source of information that consumers ...
A company-sponsored 401(k) plan is just one option to save for retirement. If you work for a company that doesn’t offer a 401(k), or if you are self-employed and don’t have access to a group ...
His position attracted scrutinity given the fact that the retirement age is 66, not 65 as Bush stated, and that under current law, full benefits must be delayed to 67. Bush has called for raising the retirement age "gradually, over a long period of time for people that are just entering the system. And I think we need to do that in relatively ...
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