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Kotak Mahindra Bank is an Indian banking and financial services company with a history dating back to 1985. It offers various products and services for corporate and retail customers, and has a presence in GIFT City and DIFC (Dubai).
Unified Payments Interface (UPI) is an Indian instant payment system and protocol developed by NPCI in 2016. It facilitates inter-bank transactions on mobile devices using UPI ID or mobile number, and has over 300 million monthly active users and 12.20 billion transactions in January 2024.
NACH is a centralised clearing service for interbank transactions in India, introduced by National Payments Corporation of India. It is an improvement over Electronic Clearing Service (ECS) and offers credit and debit service to corporates, banks, and financial institutions.
NCMC is an open-loop, inter-operable transport card for public transport, toll roads, ATMs and retail in India. It is based on RuPay technology and can be issued as a prepaid, debit or credit card by partnered banks.
NPCI is a not-for-profit company that operates retail payments and settlement systems in India, under the provisions of the Payment and Settlement Systems Act, 2007. It offers various services such as Aadhaar Enabled Payment System, Bharat Bill Payment System, RuPay, UPI, BharatQR and more.
Zeta provides credit and debit card issuer processing, BNPL, core banking and mobile experiences to banks and fintechs. Founded in 2015 by Bhavin Turakhia and Ramki Gaddipati, Zeta has partnerships with Sodexo, IDFC Bank, Kotak Mahindra Bank and RBL Bank.
Uday Kotak is an Indian banker and founder of Kotak Mahindra Bank, the third largest private sector bank in India. He started his career in the 1980s with a bill-discounting business and diversified into various financial services, becoming a billionaire and a prominent business leader.
HDFC Bank is a public company that offers banking and financial services in India and abroad. It was formed in 1994 as a subsidiary of HDFC Ltd, and merged with HDFC Ltd in 2023 to become the second-largest bank in India by assets.