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2. A complete guide to 401(k) retirement plans: What is a ... - AOL

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   Unlike traditional pension plans, in which the employer promises a specified monthly benefit at retirement, 401 (k) plans are funded by contributions deducted directly from the employee’s ...

3. 401(k) - Wikipedia

   en.wikipedia.org/wiki/401(k)

   401 (k) In the United States, a 401 (k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401 (k) of the U.S. Internal Revenue Code. [1] Periodic employee contributions come directly out of their paychecks, and may be matched by the employer.

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5. Financial Planners: Why You Should Stay In Your 401k in ... - AOL

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   A lot of financial advisors suggest retirees consider a 401(k) to Roth IRA conversion in retirement to lower taxes, but there are some worthwhile reasons to stay in a 401k, depending on your ...

6. Top 9 reasons to make 401(k) catch-up contributions - AOL

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   Catch-up contributions allow workers with employer-sponsored retirement plans such as a 401(k) or 403(b) to add extra money to their accounts. The catch? You have to be at least 50 years old to ...

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8. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   Types of retirement plans. Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

9. Individual retirement account - Wikipedia

   en.wikipedia.org/wiki/Individual_retirement_account

   Individual retirement account. An individual retirement account [1] ( IRA) in the United States is a form of pension [2] provided by many financial institutions that provides tax advantages for retirement savings. It is a trust that holds investment assets purchased with a taxpayer's earned income for the taxpayer's eventual benefit in old age.