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  2. Financial privacy laws in the United States - Wikipedia

    en.wikipedia.org/wiki/Financial_privacy_laws_in...

    In the event that a consumer does opt out, the company cannot approach the consumer with the option to opt in again until a year has passed since the consumer opted out. [17] Under the act, companies must notify consumers of their new rights regarding data access, disposal, and portability. [17]

  3. OptOutPrescreen.com - Wikipedia

    en.wikipedia.org/wiki/Optoutprescreen.com

    Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies are permitted to include customers' names on lists used by creditors or insurers to make offers of credit or insurance that are not initiated by the customer. The FCRA also provides customers the right to opt out, which prevents consumer reporting agencies from providing ...

  4. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    The Fair Credit Reporting Act ( FCRA ), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.

  5. Here's how to opt out of the Child Tax Credit payments - AOL

    www.aol.com/finance/heres-opt-child-tax-credit...

    Families can opt out from the remaining five payments using The Child Tax Credit Update Portal from the IRS and instead receive the credit when they file their 2021 taxes. The maximum credit for ...

  6. Nearly one-fifth of Americans have ‘maxed out’ their credit ...

    www.aol.com/finance/nearly-one-fifth-americans...

    The company surveyed 2,000 consumers with active accounts across the consumer debt categories the Fed also tracks: mortgages, student loans, credit cards, auto loans, and home equity lines of credit.

  7. IRS unveils tool to opt out of monthly Child Tax Credit ...

    www.aol.com/finance/irs-unveils-tool-opt-monthly...

    Families can now opt out of the monthly Child Tax Credit (CTC) payments through an online tool on the Internal Revenue Service's website, just over three weeks before the agency sends out the ...

  8. Fair and Accurate Credit Transactions Act - Wikipedia

    en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

    The Fair and Accurate Credit Transactions Act of 2003 ( FACT Act or FACTA, Pub. L. 108–159 (text) (PDF)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act. The act allows consumers to request and ...

  9. FTC fair information practice - Wikipedia

    en.wikipedia.org/wiki/FTC_fair_information_practice

    The 'opt-out' method requires consumers to affirmatively decline permission for other uses. Without the consumer taking these affirmative steps in an 'opt-out' system, the information gatherer assumes that it can use the consumer's information for other purposes. Each of these systems can be designed to allow an individual consumer to tailor ...

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