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A fixed annuity is an insurance contract that pays a specific interest rate based on account contributions. You can buy a fixed annuity with a lump sum payment or a series of payments over time.
A variable annuity is a contract between you and an insurance company in which the insurer agrees to make periodic payments, beginning either immediately or at some future date. You can buy a ...
Fixed annuity: This is when you get regularly scheduled payments over a period of time. Variable annuity: You can get bigger future payments depending on whether the annuity fund does well, or ...
A Swiss annuity simply refers to a fixed or variable annuity marketed from Switzerland or issued by a Swiss based life insurance company but has no legal definition. Insurance brokers promoting annuity contracts issued by insurance companies domiciled in jurisdictions outside of Switzerland, such as Liechtenstein , also market such contracts as ...
Fixed: A fixed annuity guarantees a minimum rate of return to the policyholder and pays out over a specified term. Variable: A variable annuity lets you invest in mutual-fund-like investments.
Fixed-period annuities, also known as term deferred annuities, are a type of annuity that is paid out over a certain period of time. For example, it might pay out over the course of 10 or 20 years ...
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