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2. How to maximize your 0% APR credit card and avoid debt traps

   www.aol.com/finance/maximize-0-apr-credit-card...

   17. $150 BT fee, $12.23 in interest. Card with no intro APR offer. $5,000. $300. 20. $946 in interest. With the 0 percent APR credit card, you’d save $783.77, even with the 3 percent balance ...

3. You owe interest on a 0% APR credit card. How did that ... - AOL

   www.aol.com/finance/owe-interest-0-apr-credit...

   The following are five common reasons why you might now owe interest on a 0 percent intro APR credit card: 1. The intro offer expired. This is one of the most common reasons that balances on 0 ...

4. 5 ways a 0% APR credit card could actually hurt your credit - AOL

   www.aol.com/finance/5-ways-0-apr-credit...

   The best 0 percent intro APR cards offer between 15 and 21 months of zero interest on purchases, offering plenty of time to pay off balances before the 0 percent intro APR expires. A credit card ...

5. Credit card interest - Wikipedia

   en.wikipedia.org/wiki/Credit_card_interest

   Stoozing is the act of borrowing money at an interest rate of 0%, a rate typically offered by credit card companies as an incentive for new customers. The money is then placed in a high interest bank account to make a profit from the interest earned. The borrower (or "stoozer") then pays the money back before the 0% period ends.

6. Introductory rate - Wikipedia

   en.wikipedia.org/wiki/Introductory_rate

   An introductory rate (also known as a teaser rate) is an interest rate charged to a customer during the initial stages of a loan. The rate, which can be as low as 0%, is not permanent and after it expires a normal or higher than normal rate will apply. The purpose of the introductory rate is to market the loan to customers and to seem attractive.

7. Credit card balance transfer - Wikipedia

   en.wikipedia.org/wiki/Credit_card_balance_transfer

   A credit card balance transfer is the transfer of the outstanding debt (the balance) in a credit card account to an account held at another credit card company. [1] This process is encouraged by most credit card issuers as a means to attract customers. The new bank/card issuer makes this arrangement attractive to consumers by offering incentives.

8. The holidays are here. So is record credit card debt. How 6 ...

   www.aol.com/holidays-record-credit-card-debt...

   “Thankfully, I have very good credit and was able to get a credit card that had a 0% interest rate for 12 months, which allows me to pay it off over time without incurring interest charges ...

9. Americans owe a record $1 trillion in credit card debt - AOL

   www.aol.com/finance/americans-owe-record-1...

   For instance, someone with $5,000 credit card debt on a card with 20.53% APR and a $250 monthly payment, would pay $1,172 in interest and take 25 months to pay off the balance.