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Year of birth. Full retirement age. 1937 and before. 65. 1938-1942. 65 + 2 months for each year past 1937. 1943-1954. 66. 1955-1959. 66 + 2 months for each year past 1954
To calculate AIME, ... Full retirement age (FRA) is a function of year of birth and is defined by the Social Security Administration as follows: ... have a date of ...
While you can start as early as age 62, waiting until full retirement age (around 66-67) or even 70 can substantially increase your monthly benefits. ... use a retirement calculator to calculate ...
But, if this worker or the worker's spouse are younger than full retirement age and receiving benefits and earn "too much", the benefits will be reduced. If working under full retirement age for the entire year and receiving benefits, SSA deducts $1 from the worker's benefit payments for every $2 earned above the annual limit of $15,120 (2013).
You can get Social Security retirement benefits as early as age 62, but your benefits will be reduced vs. what they would be if you waited until full retirement age.
The retirement age will gradually increase to 62 for males by 2028 and 60 for females by 2035. In 2021, the retirement age is 60.25 (age 60 and 3 months) for men and 50.33 (age 50 and 4 months) for women, the age will be increased by 3 months each year following for men and 4 months for women.
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