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  2. 8 ways to spot personal loan scams - AOL

    www.aol.com/finance/8-ways-spot-personal-loan...

    1. Unrealistic guarantees for approval. One of the easiest ways to spot a loan scam is the promise of guaranteed approval. All legitimate lenders require an assessment to determine your ...

  3. What You Need to Know About Phone Scams - AOL

    www.aol.com/know-phone-scams-180248742.html

    Kerksie describes a situation where an imposter goes to a bank, opens an account, and applies for a credit card and loan. Although the bank may see that you’ve placed a fraud alert, the scammer ...

  4. How to spot debt collection scams: 6 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    Getting a call, email or letter from a company that claims to be a debt collector can be alarming. Before giving out any information, consider these six signs of a scam. 1. They pressure you. A ...

  5. Universal Credit - Wikipedia

    en.wikipedia.org/wiki/Universal_Credit

    Universal Credit logo. Universal Credit is a United Kingdom social security payment. It is means-tested and is replacing and combining six benefits, for working-age households with a low income: income-related Employment and Support Allowance, income-based Jobseeker's Allowance, and Income Support; Child Tax Credit and Working Tax Credit; and Housing Benefit.

  6. Universal Service Fund - Wikipedia

    en.wikipedia.org/wiki/Universal_Service_Fund

    The Universal Service Fund ( USF) is a system of telecommunications subsidies and fees managed by the United States Federal Communications Commission (FCC) intended to promote universal access to telecommunications services in the United States. The FCC established the fund in 1997 in compliance with the Telecommunications Act of 1996.

  7. Advance-fee scam - Wikipedia

    en.wikipedia.org/wiki/Advance-fee_scam

    An advance-fee scam is a form of fraud and is one of the most common types of confidence tricks. The scam typically involves promising the victim a significant share of a large sum of money, in return for a small up-front payment, which the fraudster claims will be used to obtain the large sum. [1] [2] If a victim makes the payment, the ...

  8. Universal Credit claimants must seek 18 hours work - AOL

    www.aol.com/finance/universal-credit-claimants...

    People claiming universal credit and working less than 18 hours a week, will be expected to look for more work, after a change to the welfare system that starts on Monday. Before now, claimants ...

  9. Predatory lending - Wikipedia

    en.wikipedia.org/wiki/Predatory_lending

    Predatory lending is the practice of overcharging a borrower for rates and fees, average fee should be 1%, these lenders were charging borrowers over 5%. [19] Consumers without challenged credit loans should be underwritten with prime lenders. In 2004, 69% of borrowers were from subprime lending.

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