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Annuities Diversify Your Retirement Portfolio. “Including annuities in a retirement portfolio also adds diversity, balancing risk exposure,” according to Burskey. “While other assets, like ...
2. Roth IRA. With a Roth IRA, you pay taxes now but make withdrawals tax-free once you reach retirement, and you’ll avoid paying capital gains taxes on the growth. You may contribute to a Roth ...
5. 401 (k) A 401 (k) is the most common retirement plan offered by employers. A 401 (k) is tax-free until you are ready to withdraw the money, at which point you pay income tax on the amount you ...
No matter your age or where you stand in life, retirement planning is essential to ensure financial well-being, maintain standards of living and reduce stress and anxiety later in life. Find Out: 5...
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