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  2. SoFi vs. LendingClub: Which offers better personal loans? - AOL

    www.aol.com/finance/sofi-vs-lendingclub-offers...

    Choose LendingClub for smaller expenses or to consolidate debt. LendingClub offers loans as small as $1,000, compared to SoFi’s $5,000 minimum. This makes it a better choice if you just need a ...

  3. Best Personal Loans With No Origination Fees in April 2024 - AOL

    www.aol.com/finance/best-personal-loans-no...

    Discover®, Member FDIC, loans are available for $2,500 up to $40,000, with interest rates from 7.99% to 24.99% APR. Discover offers personal loans with no origination fees and no closing costs ...

  4. How to get a $10,000 personal loan - AOL

    www.aol.com/finance/10-000-personal-loan...

    Traditional banks, credit unions and online lenders are all likely to offer personal loans of $10,000. In fact, most personal loan lenders offer loans up to $50,000. You can typically apply online ...

  5. 8 types of personal loans and their uses — plus 4 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Who it's best for: Those with excellent credit and a low debt-to-income (DTI) ratio. Secured personal loans. Secured personal loans require collateral in order to get approved. Two types of ...

  6. Alternative financial services in the United States - Wikipedia

    en.wikipedia.org/wiki/Alternative_financial...

    For example, a customer could refinance $10,000 worth of auto loan debt at 7 percent interest into a home equity loan at 18 percent interest. Because the auto loan would have to be paid off in 5 years while the home equity loan would have a 20-year repayment plan, the required monthly payments for the customer would be lower even though the ...

  7. Peer-to-peer lending - Wikipedia

    en.wikipedia.org/wiki/Peer-to-peer_lending

    Peer-to-peer lending, also abbreviated as P2P lending, is the practice of lending money to individuals or businesses through online services that match lenders with borrowers. Peer-to-peer lending companies often offer their services online, and attempt to operate with lower overhead and provide their services more cheaply than traditional ...

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