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2. What are annuities and how do they work? - AOL

   www.aol.com/finance/annuities-163446674.html

   An annuity surrender period is the duration of time that an investor must wait to withdraw money from the account without being penalized. The surrender period depends on several factors ...

3. What are variable annuities? Benefits, risks and how they work

   www.aol.com/finance/variable-annuities-benefits...

   Surrender charge: During the accumulation phase, you may face a surrender charge if you withdraw funds from the annuity before a specified period, typically the first five to 10 years. This charge ...

4. Income annuities: What are they and how do they work? - AOL

   www.aol.com/finance/income-annuities-192155451.html

   With an income annuity, accessing the principal amount typically comes with surrender charges, which can be significant. Deferred income annuities may offer more flexibility for withdrawals before ...

5. Annuities in the United States - Wikipedia

   en.wikipedia.org/wiki/Annuities_in_the_United_States

   In the United States, an annuity is a financial product which offers tax-deferred growth and which usually offers benefits such as an income for life. Typically these are offered as structured ( insurance) products that each state approves and regulates in which case they are designed using a mortality table and mainly guaranteed by a life insurer.

6. Fixed annuity - Wikipedia

   en.wikipedia.org/wiki/Fixed_annuity

   Fixed annuities are insurance products which protect against loss and generally offer fixed rates of return. The rates are typically based on the current interest rate environment. They are offered by licensed and regulated insurance companies. State insurance/insolvency funds guarantees vary from state to state, and may not cover 100% of the ...

7. What Happens If I Surrender My Deferred Annuity Early? - AOL

   www.aol.com/finance/happens-surrender-deferred...

   Surrender charges are one of the primary consequences of early annuity surrender. These fees are incurred when you withdraw funds from the annuity before a predetermined period – often known as ...

8. Equity-indexed annuity - Wikipedia

   en.wikipedia.org/wiki/Equity-indexed_annuity

   The mechanics of equity-indexed annuities are often complex and the returns can vary greatly depending on the month and year the annuity is purchased. Like many other types of annuities, equity-indexed annuities usually carry a surrender charge for early withdrawal. These "surrender periods" range between 3 and 16 years; typically about ten.

9. Retirement annuities: Pros and cons of annuity investing - AOL

   www.aol.com/finance/retirement-annuities-pros...

   3. Tax-deferred growth. Money inside an annuity grows tax-deferred. Gains on the amount of premium invested in the contract grow with no taxes due until the money is withdrawn, assuming the ...