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Viatical settlement. A viatical settlement (from Latin viaticum, something received before death) [1] is the sale of a policy owner's existing life insurance policy to a third party for more than its cash surrender value, but less than its net death benefit. [2] Such a sale provides the policy owner with a lump sum. [3]
A life settlement is the legal sale of an existing life insurance policy (typically of seniors) for more than its cash surrender value, but less than its net death benefit, to a third party investor. [1] The investor assumes the financial responsibility for ongoing premiums and receives the death benefit when the insured dies.
Your life insurance agent will need to know your age, gender, lifestyle, the type of life insurance you need and your medical status, which may require a physical examination from a medical doctor ...
Formerly called. National Insurance Convention, National Convention of Insurance Commissioners. The National Association of Insurance Commissioners ( NAIC) is the U.S. standard-setting and regulatory support organization created and governed by the chief insurance regulators from the 50 states, the District of Columbia, and five U.S. territories .
In others, receiving your payment could take up to 60 days. If you are the beneficiary of a life insurance policy, there might be some issues over which you have little control, such as how the ...
Whether the policy continues or you take out a different life insurance policy will be dependent on decisions made during the divorce proceedings and the policies of your insurance provider. Show ...
Primerica is the parent company of National Benefit Life Insurance Company, Primerica Life, Peach Re, and Vidalia Re. [8] [11] Primerica acquired e-Telequote in July 2021. [12] [13] The company that would become Primerica was founded in 1981. Primerica had its initial public offering in 2010.
A life insurance premium is the rate you pay for life insurance coverage. Life insurance premiums are determined using factors such as age, health, policy type and coverage limits. Insurers use ...
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