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  2. Overdraft - Wikipedia

    en.wikipedia.org/wiki/Overdraft

    The first overdraft facility was set up in 1728 by the Royal Bank of Scotland.The merchant William Hogg was having problems in balancing his books and was able to come to an agreement with the newly established bank that allowed him to withdraw money from his empty account to pay his debts before he received his payments.

  3. Application for employment - Wikipedia

    en.wikipedia.org/wiki/Application_for_employment

    In Spain, the application consists of two parts: the cover letter (Carta de Candidatura) and the CV. No work or training certificates are attached. The cover letter should be short and contain the reason for applying. The CV should be structured in a tabular form. In Spain, multiple job interviews with the same company are common. [citation needed]

  4. Structured Financial Messaging System - Wikipedia

    en.wikipedia.org/wiki/Structured_Financial...

    Structured Financial Messaging System (SFMS) is a secure messaging standard developed to serve as a platform for intra-bank and inter-bank applications. It is an Indian standard similar to SWIFT which is the international messaging system used for financial messaging globally. SFMS can be used for secure communication within the bank and ...

  5. Letter to Baghdadi - Wikipedia

    en.wikipedia.org/wiki/Letter_to_Baghdadi

    "Letter to Baghdadi" (Arabic: رسالة مفتوحة إلى أبو بكر البغدادي, romanized: risāla maftūḥa ʾilā ʾAbū Bakr al-Baghdādī, lit. 'an open letter to Abu Bakr al-Baghdadi') is an open letter to Abu Bakr al-Baghdadi, the leader of the Islamic State of Iraq and Syria published in 2014 as a theological refutation of the practices and ideology of the Islamic State of ...

  6. A Message to Garcia - Wikipedia

    en.wikipedia.org/wiki/A_Message_to_Garcia

    In Hubbard's version of Rowan's journey, President McKinley needed to communicate with Gen. Calixto Garcia, a leader of the Cuban insurgents. [S]omeone said to the president there was 'a fellow by the name of Rowan will find Garcia for you if anybody can.' Rowan was sent for and given a letter to be delivered to Garcia. How the 'fellow by the name of Rowan' took the letter, sealed it up in an ...

  7. Franking - Wikipedia

    en.wikipedia.org/wiki/Franking

    1840 (UK) Postally franked German Air Mail cover (Berlin-Buenos Aires via D-LZ127 Graf Zeppelin (1934)) "Postage" franking is the physical application and presence of postage stamps, or any other markings recognized and accepted by the postal system or systems providing service, which indicate the payment of sufficient fees for the class of service which the item of mail is to be or had been ...

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