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2. Gen X is the 401(k) 'experiment generation.' Here's how that ...

   www.aol.com/finance/gen-x-401-k-experiment...

   "Many Gen Xers got a late start transitioning to 401(k) plans and struggled to catch up," Chris Ceder, a senior retirement strategist with Goldman Sachs Asset Management, told Yahoo Finance.

3. Required minimum distribution - Wikipedia

   en.wikipedia.org/wiki/Required_minimum_distribution

   Although the rules require RMDs to begin by April 1 of the year after the individual reaches age 72, [a] participants in an employer-sponsored plan can usually wait until April 1 of the year after retirement (if later than age 72 [a]) to begin distributions unless the individual owns 5% or more of the employer who is sponsoring the plan.

4. 457 plan - Wikipedia

   en.wikipedia.org/wiki/457_plan

   For the most part, the plan operates similarly to a 401(k) or 403(b) plan with which most people in the US are familiar. The key difference is that unlike with a 401(k) plan, it has no 10% penalty for withdrawal before the age of 55 (59 years, 6 months for IRA accounts) (although the withdrawal is subject to ordinary income taxation).

5. 6 best investments for beginners - AOL

   www.aol.com/finance/6-best-investments-beginners...

   In a traditional 401(k), the contributions are made prior to being taxed and grow tax-free until retirement age. Some employers offer Roth 401(k)s, which allow contributions to be made after taxes ...

6. Roth 401(k) - Wikipedia

   en.wikipedia.org/wiki/Roth_401(k)

   The Roth 401(k) is a type of retirement savings plan. It was authorized by the United States Congress under the Internal Revenue Code, section 402A, [1] and represents a unique combination of features of the Roth IRA and a traditional 401(k) plan. Since January 1, 2006, U.S. employers have been allowed to amend their 401(k) plan document to ...

7. Retirement - Wikipedia

   en.wikipedia.org/wiki/Retirement

   Many individuals use "retirement calculators" on the Internet to determine the proportion of their pay they should be saving in a tax advantaged-plan (e.g., IRA or 401-K in the US, RRSP in Canada, personal pension in the UK, superannuation in Australia).