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2. HMAC-based one-time password - Wikipedia

   en.wikipedia.org/wiki/HMAC-based_one-time_password

   HMAC-based one-time password (HOTP) is a one-time password (OTP) algorithm based on HMAC. It is a cornerstone of the Initiative for Open Authentication (OATH). HOTP was published as an informational IETF RFC 4226 in December 2005, documenting the algorithm along with a Java implementation. Since then, the algorithm has been adopted by many ...

3. Sneaky scammers drain bank account in sinister phone ... - AOL

   www.aol.com/news/sneaky-scammers-drain-bank...

   Use strong, unique passwords: Ensure that your passwords are strong and unique for each account. Avoid using easily guessable information like birthdays or common words.

4. Secure your AOL account

   help.aol.com/articles/secure-your-aol-account

   • Use a strong password and change it regularly - Create a strong password to minimize the risk of unauthorized account access. • Add another level of security - Turn on two-step verification and get sent a security code when someone logs in from an unfamiliar device or location.

5. Credential stuffing - Wikipedia

   en.wikipedia.org/wiki/Credential_stuffing

   Credential stuffing is a type of cyberattack in which the attacker collects stolen account credentials, typically consisting of lists of usernames or email addresses and the corresponding passwords (often from a data breach), and then uses the credentials to gain unauthorized access to user accounts on other systems through large-scale automated login requests directed against a web ...

6. Multi-factor authentication - Wikipedia

   en.wikipedia.org/wiki/Multi-factor_authentication

   Hardware authentication security keys. Multi-factor authentication (MFA; two-factor authentication, or 2FA, along with similar terms) is an electronic authentication method in which a user is granted access to a website or application only after successfully presenting two or more pieces of evidence (or factors) to an authentication mechanism.

7. Safeguarding your online privacy in the digital age - AOL

   www.aol.com/lifestyle/safeguarding-your-online...

   Use strong, unique passwords: Create complex passwords for each site you use. This prevents hackers from easily accessing your accounts if one password is compromised.