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2. The Most Important Social Security Chart You'll Ever See - AOL

   www.aol.com/finance/most-important-social...

   If you're receiving spousal benefits, monthly payouts are reduced by 25/36 of 1% each month before your full retirement age, up to 36 months. After month 36, benefits are reduced by 5/12 of 1% ...

3. Income annuities: What are they and how do they work? - AOL

   www.aol.com/finance/income-annuities-192155451.html

   First, the larger your initial investment, the higher your monthly payout will be. You’ll generally need to commit $100,000 or more to generate any kind of meaningful payout in retirement.

4. How to invest your money after retirement — and make it last ...

   www.aol.com/finance/how-to-invest-after...

   Here’s how to invest your money after retirement so it can continue to last you through your golden years. 1. Calculate your retirement expenses. When you’re saving for retirement, you’re ...

5. Defined benefit pension plan - Wikipedia

   en.wikipedia.org/wiki/Defined_benefit_pension_plan

   Personal finance. Defined benefit (DB) pension plan is a type of pension plan in which an employer/sponsor promises a specified pension payment, lump-sum, or combination thereof on retirement that depends on an employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns.

6. Immediate Annuity: What Are Immediate Annuities and How Much ...

   www.aol.com/finance/immediate-annuity-immediate...

   The payouts for immediate annuities depend on whether you choose a life annuity or a term-certain annuity. It also depends on the age and gender of the annuitant, or the person who receives the ...

7. Cash balance plan - Wikipedia

   en.wikipedia.org/wiki/Cash_balance_plan

   A cash balance plan is a defined benefit retirement plan that maintains hypothetical individual employee accounts like a defined contribution plan. The hypothetical nature of the individual accounts was crucial in the early adoption of such plans because it enabled conversion of traditional plans without declaring a plan termination .