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2. What is a credit card? - AOL

   www.aol.com/finance/credit-card-211400427.html

   Credit score A credit score is a rating that allows lenders, including card issuers, to determine your creditworthiness — or the risk they take on by approving you for a loan or credit card.

3. Credit card - Wikipedia

   en.wikipedia.org/wiki/Credit_card

   Commons. Portal. v. t. e. A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card thus accrues debt that has to be repaid later. [1] Credit cards are one of the most widely used forms of payment across the world.

4. How I’ve earned credit card rewards without paying a ... - AOL

   www.aol.com/finance/ve-earned-credit-card...

   With the average credit card interest rate on accounts assessed interest currently at 22.63 percent according to data from the Federal Reserve, people who mix credit card rewards and debt aren’t ...

5. Credit card information: The basics you need to know - AOL

   www.aol.com/finance/credit-card-information...

   A credit card is a useful financial tool, but it can be a danger to your financial health if you misuse it. To avoid that, make sure you understand the language that credit card issuers use to ...

6. Credit card pros and cons - AOL

   www.aol.com/finance/credit-card-pros-cons...

   Key takeaways. With responsible use, credit cards can help you build your credit and earn valuable rewards. Plus, you can enjoy protection against unauthorized charges and other benefits. Keep in ...

7. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...