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FICA stands for Federal Insurance Contributions Act, a tax that funds federal programs for retirees, people with disabilities, and children of deceased workers. FICA applies to earned income only and is paid by both employees and employers, with different rates and limits depending on the type of income and the year.
Learn about the retirement system for U.S. civil service employees, which consists of three components: FERS annuity, Social Security, and Thrift Savings Plan. Find out the eligibility, contributions, and benefit calculations for FERS annuity.
ERISA is a federal law that sets minimum standards for private pension and health benefit plans in the U.S. It was enacted in 1974 to protect plan participants and beneficiaries, and regulate plan fiduciaries, funding, vesting, disclosure, and benefits.
Learn about the history, types, and trends of pensions in the USA, from veterans' benefits to Social Security to private plans. Compare qualified and non-qualified plans, public and private pensions, and multi-employer plans.
'Talk about robbing Peter to pay Paul': Economists propose axing 401(k), IRA tax benefits to help fund Social Security — but some retirement experts are lashing back
Learn about the history, types, and funding of public sector pensions in the U.S. at the federal, state, and local levels. Compare the retirement benefits and risks of different plans and systems across the country.
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