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  2. Tired of robocalls? Heed Better Business Bureau tips to opt ...

    www.aol.com/tired-robocalls-heed-better-business...

    Opt out for five years by calling 1-888-5-OPT-OUT (1-888-567-8688) or by visiting www.optoutprescreen.com. Opt out permanently by starting at the website or phone number and requesting and ...

  3. 8 steps to remove old debt from your credit report

    www.aol.com/finance/8-steps-remove-old-debt...

    2. Verify the age of any outstanding debts. If you want to remove old debt from your credit report, you need to verify the age of your debt. According to Maxine Sweet, former vice president of ...

  4. OptOutPrescreen.com - Wikipedia

    en.wikipedia.org/wiki/Optoutprescreen.com

    OptOutPrescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail. [1] Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies are permitted to include customers' names on lists used by creditors or insurers to make offers of ...

  5. Opt-out - Wikipedia

    en.wikipedia.org/wiki/Opt-out

    Opt-out. The term opt-out refers to several methods by which individuals can avoid receiving unsolicited product or service information. This option is usually associated with direct marketing campaigns such as e-mail marketing or direct mail. A list of those who have opted out is called a Robinson list .

  6. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    The Fair Credit Reporting Act ( FCRA ), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of erroneous data in their credit reports.

  7. Break the cycle of debt: Here's how to get out of credit card ...

    www.aol.com/break-cycle-debt-heres-credit...

    Sticking to a budget and cutting expenses can free up more money to pay off your credit card debt. Prioritize Debt Repayment. When facing credit card debt, it is crucial to prioritize your debt ...

  8. Fair and Accurate Credit Transactions Act - Wikipedia

    en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

    The Fair and Accurate Credit Transactions Act of 2003 ( FACT Act or FACTA, Pub. L. 108–159 (text) (PDF)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act. The act allows consumers to request and ...

  9. What Are the 3 Major Credit Bureaus and How Do They Work? - AOL

    www.aol.com/3-major-credit-bureaus-204707723.html

    Whether you want to improve your credit, apply for a loan, receive the best interest rates from a lender or even rent an apartment, you need to understand how these credit bureaus work. The three ...

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