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  2. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) to provide a mechanism for American consumers to receive up to three free credit reports per year.

  3. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting . Lenders, such as banks and credit card companies, use credit scores to ...

  4. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    Credit history. A credit history is a record of a borrower's responsible repayment of debts. [1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a ...

  5. Aim high! How to get your credit score above the 700 mark - AOL

    www.aol.com/finance/aim-high-credit-score-above...

    If you want to get your credit score above 700, start by making on-time payments and paying off your outstanding debts. If you need more help improving your credit score, check your credit report ...

  6. Is a perfect credit score worth it? - AOL

    www.aol.com/finance/perfect-credit-score-worth...

    If you have a FICO credit score over 800, your credit is considered exceptional — and, 24.1 percent of the scorable population had credit scores in the 800 to 850 range in April 2023, according ...

  7. How to repair your credit in 5 steps - AOL

    www.aol.com/finance/repair-credit-5-steps...

    2. Review your report and dispute any errors. The next step to repair your credit is to review your reports for errors or discrepancies. According to a Consumer Reports investigation, the number ...

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