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Accepted payment methods. Credit or debit cards. American Express. Visa (credit or debit) Discover (credit or debit) MasterCard (credit or debit) PayPal (for most online purchases) Direct debit is no longer available for active accounts, however, it can be used to pay past due balances, with a $7 fee.
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For example, if you have a $1,000 credit limit and a $100 balance on your credit card, your credit utilization would be 10%. Borrowers should aim to keep their credit utilization below 30%. Less ...
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