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2. How to pay for home improvements - AOL

   www.aol.com/finance/pay-home-improvements...

   Home improvement loans also have much lower loan amounts, typically up to $100,000 at most, while home equity loans range up to $750,000. ... Government loans are need and location-based, so you ...

3. Pros and cons of home improvement loans - AOL

   www.aol.com/finance/pros-cons-home-improvement...

   Cons. Creditworthiness is the biggest factor in qualifying. Home equity loans may be easier to qualify for if you have a poor credit score because you’re using your home as collateral. Personal ...

4. VA renovation loans: Buying and fixing up a home with one loan

   www.aol.com/finance/va-renovation-loans-buying...

   A VA rehab loan allows you to buy and renovate a house with one loan using your VA benefit. Many mortgage lenders offer VA loans, but not all offer VA renovation loans. You can only use a VA rehab ...

5. Housing and Economic Recovery Act of 2008 - Wikipedia

   en.wikipedia.org/wiki/Housing_and_Economic...

   The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.

6. Federal Housing Administration - Wikipedia

   en.wikipedia.org/wiki/Federal_Housing_Administration

   The Federal Housing Administration ( FHA ), also known as the Office of Housing within the Department of Housing and Urban Development (HUD), is a United States government agency founded by President Franklin Delano Roosevelt, established in part by the National Housing Act of 1934. Its primary function is to provide insurance for mortgages ...

7. Home Affordable Refinance Program - Wikipedia

   en.wikipedia.org/wiki/Home_Affordable_Refinance...

   The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify. Later that same year, the program was expanded to include those ...