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2. OptOutPrescreen.com - Wikipedia

   en.wikipedia.org/wiki/Optoutprescreen.com

   OptOutPrescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail. [ 1 ] Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies are permitted to include customers' names on lists used by creditors or insurers to make offers of ...

3. Financial privacy laws in the United States - Wikipedia

   en.wikipedia.org/wiki/Financial_privacy_laws_in...

   Criticism has also been targeted at the opt-out rule in the act. Former president of the Federal Reserve Bank of Richmond, Jeffrey M. Lacker argues that the opt-out option, provided by banks in their policies to customers, is ineffective due to a weak marketplace for financial information. Sharing financial information is not profitable enough ...

4. California Shine the Light law - Wikipedia

   en.wikipedia.org/wiki/California_Shine_the_Light_law

   Businesses with privacy policies of allowing users to opt in or opt out can respond to Information-Sharing Disclosure requests with the information on how to opt in or opt out. [8] If a business receives notice that they have failed to comply by submitting incomplete information or not responding to the request at all, the law provides a grace ...

5. It's harder than it seems to get us to make good money choices

   www.aol.com/finance/harder-seems-us-good-money...

   There are automatic payments on credit cards and auto-enrollment in 401(k) plans. ... "A lot more people opt out of the auto-escalation default than had previously been understood," he said ...

6. Small business credit cards vs. corporate credit cards: What ...

   www.aol.com/small-business-credit-cards-vs...

   The best business credit cards for small businesses are generally easier to qualify for than corporate credit cards. Still, there are pros and cons to this option. Pros.

7. Rollovers as business startups (ROBS): What they are and how ...

   www.aol.com/finance/rollovers-business-startups...

   Key takeaways. A Rollover as Business Startup allows you to roll retirement savings into funding a business tax-free. ROBS will put your retirement savings at risk. ROBS is a complex transaction ...

8. Payment card interchange fee and merchant discount antitrust ...

   en.wikipedia.org/wiki/Payment_Card_Interchange...

   Class members can opt out of the monetary part of the settlement in addition to objecting in court. Visa, MasterCard, and issuing banks can scuttle the settlement if merchants that account for 25 percent or more of credit card spending in the United States since January 1, 2004, to the approval of the settlement. [9]

9. Macy's big warning on credit cards a big problem for some ...

   www.aol.com/finance/macys-big-warning-credit...

   Lejuez's math pegs Macy's credit card business representing 49% of its operating profits in 2022, up from 35% in 2021. Pre-pandemic in 2019, the business made up 58% of Macy's operating profits.