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  2. Payment card interchange fee and merchant discount antitrust ...

    en.wikipedia.org/wiki/Payment_Card_Interchange...

    Class members can opt out of the monetary part of the settlement in addition to objecting in court. Visa, MasterCard, and issuing banks can scuttle the settlement if merchants that account for 25 percent or more of credit card spending in the United States since January 1, 2004, to the approval of the settlement. [9]

  3. OptOutPrescreen.com - Wikipedia

    en.wikipedia.org/wiki/Optoutprescreen.com

    OptOutPrescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail. [ 1 ] Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies are permitted to include customers' names on lists used by creditors or insurers to make offers of ...

  4. Financial privacy laws in the United States - Wikipedia

    en.wikipedia.org/wiki/Financial_privacy_laws_in...

    Criticism has also been targeted at the opt-out rule in the act. Former president of the Federal Reserve Bank of Richmond, Jeffrey M. Lacker argues that the opt-out option, provided by banks in their policies to customers, is ineffective due to a weak marketplace for financial information. Sharing financial information is not profitable enough ...

  5. Applying for the wrong credit cards can just make bad credit ...

    www.aol.com/finance/applying-wrong-credit-cards...

    Another mistake that can be harmful to those with poor credit is to apply for too many credit cards within too tight of a window. “Applying for numerous credit cards within a short period can ...

  6. How being an authorized user affects your credit - AOL

    www.aol.com/finance/being-authorized-user...

    In order for your authorized user account to affect your credit, the lender or credit card issuer needs to report that account to the three major credit bureaus (Equifax, Experian and TransUnion ...

  7. Protecting your AOL Account

    help.aol.com/articles/protecting-your-aol-account

    Opt out of mailing lists. Websites offer you several privacy options, including the option to opt out of mailing lists that share your information. You should opt out of being part of the list in order to keep your information secure. Learn more on how to unsubscribe or block spam messages. Get a separate email account for personal use

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