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Website. www.transunioncibil.com. TransUnion CIBIL Limited is a credit information company operating in India. It maintains credit files on 600 million individuals and 32 million businesses. TransUnion is one of four credit bureaus operating in India and is part of TransUnion, an American multinational group. [2][3]
The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.
A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]
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Website. crifhighmark.com. CRIF High Mark Credit Information Services Pvt. Ltd. is an RBI -approved credit bureau in India. [4][5] It serves retail, agriculture and rural, MSME, commercial and microfinance. [6][7][8] The company was incorporated in 2005 and is based in Mumbai. [9] It launched its credit bureau operations in 2010 and has a ...
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