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The company's financial products include credit cards, ATM processing, merchant services, rewards and fraud prevention. Additionally, Worldpay assists financial institutions with pre-paid and gift cards, card personalization, debit PIN processing, cardholder eServices and more.
In 1959, TSYS was founded as a division of Columbus Bank and Trust (now Synovus ). In 1974, it began processing credit cards for other banks. In August 1983, the company became a public company via an initial public offering. [5]
Acquiring bank. An acquiring bank (also known simply as an acquirer) is a bank or financial institution that processes credit or debit card payments on behalf of a merchant. [1] The acquirer allows merchants to accept credit card payments from the card-issuing banks within a card association, such as Visa, MasterCard, Discover, China UnionPay ...
Printed on a credit card, you'll find the card number, the cardholder’s name, when the card expires and the card's security code — all the details you need to make purchases online or in person.
A payment processor is a system that enables financial transactions, commonly employed by a merchant, to handle transactions with customers from various channels such as credit cards and debit cards or bank accounts. They are usually broken down into two types: front-end and back-end. Front-end processors have connections to various card ...
In 2004, RBS purchased the credit card division of Connecticut-based People's Bank. [16] [17] This purchase allowed Citizens to issue and market its own credit cards.
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