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2. I'm Over 70. What Are the Rules for Cashing Out My IRA? - AOL

   www.aol.com/finance/im-over-70-rules-cashing...

   To calculate your RMD, you divide your prior year-end IRA balance by your life expectancy factor from the table. For example, if you are 73, your life expectancy factor is 26 1/2 years.

3. 7 key IRA withdrawal dates for taxpayers: How to take ... - AOL

   www.aol.com/finance/7-key-ira-withdrawal-dates...

   3. The annual deadline for your first required IRA withdrawal. For a traditional IRA, you’ll need to take out your first RMD by April 1 of the year following the year you turn 73. For example ...

4. How to convert a traditional IRA to a Roth IRA - AOL

   www.aol.com/finance/convert-traditional-ira-roth...

   While you can only make contributions to a Roth IRA as long as your income is under a certain amount ($161,000 for single filers in 2024, and $240,000 if you’re married filing jointly), there ...

5. What Should I Do With My IRA Once I Retire?

   www.aol.com/ira-once-retire-144943196.html

   This means you will still need some growth-oriented assets on hand. So as you retire, rebalance your IRA around these needs. On average, in your retirement you want your IRA to hold between 40% ...

6. Roth IRA - Wikipedia

   en.wikipedia.org/wiki/Roth_IRA

   A Roth IRA is an individual retirement account (IRA) under United States law that is generally not taxed upon distribution, provided certain conditions are met. The principal difference between Roth IRAs and most other tax-advantaged retirement plans is that rather than granting a tax reduction for contributions to the retirement plan, qualified withdrawals from the Roth IRA plan are tax-free ...

7. Retirement spend-down - Wikipedia

   en.wikipedia.org/wiki/Retirement_spend-down

   Modeling retirement spend-down: traditional approach. Traditional retirement spend-down approaches generally take the form of a gap analysis. Essentially, these tools collect a variety of input variables from an individual and use them to project the likelihood that the individual will meet specified retirement goals.