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2. Retirement Planning: Here’s How Much You’ll Need To ... - AOL

   www.aol.com/finance/retirement-planning-much-ll...

   For people who are much closer to retirement but falling short on funds, consider finding ways to boost your income now, pay off your debts, take advantage of increased retirement savings ...

3. 10 Steps To Prepare for Retirement - AOL

   www.aol.com/building-retirement-game-plan-4...

   Start planning for retirement with these practical tips and strategies. Whether you're just beginning or catching up, learn how to tailor a retirement plan that fits your life and financial goals.

4. Average Retirement Savings by Age: Do You Have Enough? - AOL

   www.aol.com/average-retirement-savings-age...

   Having enough retirement savings means the difference between living comfortably and scraping by on Social Security in your golden years. The trick is knowing how much you need.

5. Federal Employees Retirement System - Wikipedia

   en.wikipedia.org/wiki/Federal_Employees...

   The Federal Employees' Retirement System (FERS) is the retirement system for employees within the United States civil service. FERS [1] became effective January 1, 1987, to replace the Civil Service Retirement System (CSRS) and to conform federal retirement plans in line with those in the private sector.

6. How Do I Calculate Spousal Social Security Benefits? - AOL

   www.aol.com/calculate-spousal-social-security...

   Social Security spousal benefits are part of the retirement income that a lower-earning spouse can receive based on the higher-earning spouse’s work record. This provision allows the lower ...

7. Most American Couples Have This Much in Retirement Savings ...

   www.aol.com/average-retirement-savings-married...

   When looking at the average retirement savings for married couples by age, the data is sobering. Even if you save more than the recommended amounts and plan to apply for Social Security benefits ...