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The bottom line. Yes, no credit is better than bad credit, but neither situation is good for you long-term. Knowing how to build your credit can help you overcome the obstacles of having no credit ...
The consequences of bad credit can even extend to your job search or apartment hunt. since both employers and landlords want to work with people who have a history of managing money responsibly ...
2. Verify the age of any outstanding debts. If you want to remove old debt from your credit report, you need to verify the age of your debt. According to Maxine Sweet, former vice president of ...
Credit history. A credit history is a record of a borrower's responsible repayment of debts. [1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a ...
Bad Credit was a comedy hip hop duo based out of San Diego, California which lasted from 2002 to 2008, fronted by musicians and comedians Matthew Gorney (Optimus Rime) and Dallas McLaughlin (Dr. Cliff Mixtable). Self-described as "financial hip hop", Bad Credit was a parody of the opulent "bling-bling" lifestyle portrayed by popular rap groups ...
Credit rating. A credit rating is an evaluation of the credit risk of a prospective debtor (an individual, a business, company or a government), predicting their ability to pay back the debt, and an implicit forecast of the likelihood of the debtor defaulting. [1] The credit rating represents an evaluation from a credit rating agency of the ...
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