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Universal Credit logo. Universal Credit is a United Kingdom social security payment. It is means-tested and is replacing and combining six benefits, for working-age households with a low income: income-related Employment and Support Allowance (ESA), income-based Jobseeker's Allowance (JSA), and Income Support; Child Tax Credit (CTC) and Working Tax Credit (WTC); and Housing Benefit.
Universal credit card. A Universal Card was a concept in the early 2010s for an electronic card with the same form factor as a magnetic stripe card that was capable of emulating any magnetic stripe data card. Data would be stored either in the card, or on a smart phone that communicates with it. [1] It would allow consumer to consolidating ...
Universal basic income (UBI) [note 1] is a social welfare proposal in which all citizens of a given population regularly receive a minimum income in the form of an unconditional transfer payment, i.e., without a means test or need to work. [2][3][4] In contrast a guaranteed minimum income is paid only to those who do not already receive an ...
The Work Capability Assessment (WCA) is used by the British Government 's Department for Work and Pensions (DWP) to decide whether and to what extent welfare benefit claimants are capable of doing work or work-related activities. The outcome of the assessment also determines whether claimants are entitled to "new style" Employment and Support ...
Long title: An Act to make provision for universal credit and personal independence payment; to make other provision about social security and tax credits; to make provision about the functions of the registration service, child support maintenance and the use of jobcentres; to establish the Social Mobility and Child Poverty Commission and otherwise amend the Child Poverty Act 2010; and for ...
[6] [7] [8] There is no universal social credit score or system. The origin of the concept can be traced back to the 1980s when the Chinese government attempted to develop a personal banking and financial credit rating system, especially for rural individuals and small businesses who lacked documented records. [9]
Universal Credit Corporation. The Universal Credit Corporation (UCC) was a car financing entity for Ford cars that existed in the US in the 1930s. It was established in 1928 and was capitalised by Ford in conjunction with the Union Guardian Trust Company of Detroit. It was set up in response to GMAC (now Ally Financial) through the efforts of ...
A credit rating agency (CRA, also called a ratings service) is a company that assigns credit ratings, which rate a debtor's ability to pay back debt by making timely principal and interest payments and the likelihood of default. An agency may rate the creditworthiness of issuers of debt obligations, of debt instruments, [1] and in some cases ...
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