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A life insurance policy is designed to provide financial support for individuals or organizations of your choosing after your death. A life insurance beneficiary is the person who receives the ...
There are a number of ways that you can access the cash value in your life insurance, including the following: Withdrawal: You can take out the cash value of your life insurance policy at any time ...
Primerica is the parent company of National Benefit Life Insurance Company, Primerica Life, Peach Re, and Vidalia Re. [8] [11] Primerica acquired e-Telequote in July 2021. [12] [13] The company that would become Primerica was founded in 1981. Primerica had its initial public offering in 2010.
A life settlement is the legal sale of an existing life insurance policy (typically of seniors) for more than its cash surrender value, but less than its net death benefit, to a third party investor. [1] The investor assumes the financial responsibility for ongoing premiums and receives the death benefit when the insured dies.
Common life insurance policy exclusions. A life insurance exclusion is a situation or circumstance that prevents your beneficiaries from receiving your death benefit. Essentially, it means that ...
Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.
Life insurance may be used to cover monthly expenses, debts, college education and child or dependent care. Long-term needs life insurance can cover end-of-life expenses, estate planning, legacy ...
2. Arthur L. "Art" Williams Jr. (born April 26, 1942) is an American insurance executive living in Palm Beach, Florida. He is the founder of A.L. Williams & Associates, known as Primerica Financial Services since 1991. He also ventured into professional sports, owning the Birmingham Barracudas of the Canadian Football League (CFL) and the Tampa ...