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  2. OptOutPrescreen.com - Wikipedia

    en.wikipedia.org/wiki/Optoutprescreen.com

    OptOutPrescreen.com is a joint venture among Equifax, Experian, Innovis, and TransUnion, allowing customers to opt out of receiving credit card solicitations by mail. [1] Under the Fair Credit Reporting Act (FCRA), consumer reporting agencies are permitted to include customers' names on lists used by creditors or insurers to make offers of ...

  3. Credit Karma duped users into applying for credit cards ... - AOL

    www.aol.com/credit-karma-duped-users-applying...

    Letters and emails are being sent to nearly 500,000 people who officials said received “pre-approvedcredit card offers from Credit Karma or were told they had “90% odds” of approval ...

  4. Pre-Approved Credit Card Offers: 4 Things You Really ... - AOL

    www.aol.com/.../preapproved-credit-card-offers-facts

    But physical junk mail is a bit tougher to disregard -- especially when it's a big, bulky envelope from a bank with a pre-approved credit card Pre-Approved Credit Card Offers: 4 Things You Really ...

  5. 6 Credit Cards That You Can Use Instantly After Approval - AOL

    www.aol.com/finance/6-credit-cards-instantly...

    The Chase Sapphire Preferred credit card is a worthwhile option for anyone looking for a travel rewards opportunity. You can use the card instantly after approval through online payments and in ...

  6. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    A large fraction of junk mail consists of the credit card offers created from lists provided by the major credit reporting agencies. In the United States, the three major U.S. credit bureaus (Equifax, TransUnion and Experian) allow consumers to opt out from related credit card solicitation offers via its Opt Out Pre Screen program.

  7. Prescreen - Wikipedia

    en.wikipedia.org/wiki/Prescreen

    Prescreen is the process by which a lender proactively evaluates a consumer's credit history in order to decide whether or not to offer them credit. The process of prescreening consumers happens without the consumers' knowledge and without any derogatory effects on their credit file. [1] The use of credit data for prescreen is strictly ...

  8. How to See If You're Prequalified for a Credit Card - AOL

    www.aol.com/finance/see-youre-prequalified...

    Marketing from credit card companies: The classic way to be prequalified is to receive a letter in the mail from a credit card company that tells you you’re prequalified. (As mentioned above, it ...

  9. 6 ways to get bigger credit card bonuses - AOL

    www.aol.com/finance/6-ways-bigger-credit-card...

    Here’s a look at six simple ways you can secure bigger credit card sign-up bonuses: 1. Understand each issuer’s rules. When it comes to scoring big credit card welcome bonuses, it’s ...

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